Houston, Friendswood, League City, NASA and Clear Lake real estate and homes for sale in Texas - The Barbara Straty Team, REALTORS® The Barbara Straty Team REALTORS(r) for Houston, Friendswood, League City, NASA and Clear Lake, Texas real estate - NUMBER1EXPERTS™ The Barbara Straty Team NUMBER1EXPERTS(tm) for Houston, Friendswood, League City, NASA and Clear Lake, Texas real estate
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The Barbara Straty Team, REALTORŪ, real estate agents and broker for Houston, Friendswood, League City, NASA and Clear Lake Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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The Barbara Straty Team, REALTORŪ, real estate agents and broker for Houston, Friendswood, League City, NASA and Clear Lake Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Barbara Straty Team
RE/MAX Space Center

1150 Clear Lake City Blvd, Ste 100
Houston
TX 77062
Barbara Direct: 281 204-1037
Pager: 713 949-3003
Cheryl Direct: 281 204-1076
Fax: 281 204-1137
barbarastraty@NUMBER1EXPERT.com
bstraty@remax.net
bstraty@spacenter.com

The Barbara Straty Team is a Mother -Daughter Duo with over 45 years of real estate experience in the Clear Lake/Nasa area. Barbara and Cheryl provide double the service and double the energy. Consistency and Consummate Professionalism have kept them an awarding winning team year after year. They are the NUMBER1Expert Team at ReMax Space Center. Assisting Buyers & Sellers while adhering to the strictest code of ethics the industry prescribes and having fun, creating lifelong friends and clients while making the buying and selling experience smooth& stress free are the goals of the BARBARA STRATY TEAM.

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RE/MAX Space Center real estate and homes for sale in Houston, Friendswood, League City, NASA and Clear Lake Texas

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