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School Information: Houston, Friendswood, League City, NASA and Clear Lake Texas home buying, real estate listings, and homes for sale in Harris/Galveston County, TX

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Clear Creek Independent School District was established in 1948 as a consolidated system. CCISD is widely recognized for its forward-looking educational techniques and diverse academic programs. Holding to the guiding principal that the welfare of the child is of utmost importance, the district strives to provide curriculum and facilities to accommodate the various aptitudes and educational needs of students from many backgrounds.

Everyone offers free school reports. We do too! Plus we offer more. As top Houston, Friendswood, League City, NASA and Clear Lake Realtors, we can tell you things about the schools that no report generated by a computer will ever know. Remember, we consult with people moving to the Houston, Friendswood, League City, NASA and Clear Lake, Texas area on a daily basis. It's our job to know, and our job to tell you.

Call us for a first-hand experience of the local schools. Or fill out this form to send us a message right now. It's free and without obligation. We'll get back to you immediately with a phone call, a free report, or a brochure from a local school...

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Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	Which metropolitan area in America currently offers the most affordable market in which to buy new homes?
A	The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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The Barbara Straty Team, REALTORŽ, real estate agents and broker for Houston, Friendswood, League City, NASA and Clear Lake Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Barbara Straty Team
RE/MAX Space Center
1150 Clear Lake City Blvd, Ste 100
Houston
TX 77062
Barbara Direct: 281 204-1037
Pager: 713 949-3003
Cheryl Direct: 281 204-1076
Fax: 281 204-1137
barbarastraty@NUMBER1EXPERT.com
bstraty@remax.net
bstraty@spacenter.com
The Barbara Straty Team is a Mother -Daughter Duo with over 45 years of real estate experience in the Clear Lake/Nasa area. Barbara and Cheryl provide double the service and double the energy. Consistency and Consummate Professionalism have kept them an awarding winning team year after year. They are the NUMBER1Expert Team at ReMax Space Center. Assisting Buyers & Sellers while adhering to the strictest code of ethics the industry prescribes and having fun, creating lifelong friends and clients while making the buying and selling experience smooth& stress free are the goals of the BARBARA STRATY TEAM.

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